FBI Warns Public About Rise in Romance Scams

The Federal Bureau of Investigation is urging the public to remain alert to romance scams, a form of fraud in which criminals create fake online identities to build relationships and then exploit victims financially or for personal information.

According to the bureau, scammers typically attempt to establish emotional connections rapidly, presenting themselves as attentive and believable partners before asking for money or access to financial accounts. Investigators say the schemes are common on dating apps and social media platforms and may involve claims of overseas employment in industries such as construction to explain why in-person meetings never occur.

In many cases, fraudsters promise visits or marriage, only to fabricate emergencies or legal problems requiring urgent financial help. The agency warns that requests to move conversations off dating platforms, share banking details, or send funds to someone known only online are strong indicators of fraud.

Federal officials also highlight a related tactic known as a “verification scheme,” where scammers direct victims to third-party websites under the guise of confirming their identity. Victims may unknowingly provide personal or credit card information, which can be used for identity theft or unauthorized subscriptions.

Authorities caution that victims can also become entangled in broader criminal activity. Some individuals have been persuaded to open bank accounts or transfer funds on behalf of scammers — actions that could expose them to criminal liability as so-called “money mules.”

The bureau advises anyone targeted by such schemes to immediately cut off contact and report the incident to the Internet Crime Complaint Center, the FBI’s online reporting system. Complaints can help investigators track patterns and protect others from falling victim.

To reduce risk, federal guidance recommends that users limit personal information shared online, verify profile photos and details through independent searches, keep communications within reputable platforms, and avoid sending money or sensitive data to individuals they have not met in person. Monitoring financial statements for unfamiliar charges and promptly notifying financial institutions of suspicious activity are also advised.

Additional resources on identifying and preventing scams are available through the FBI.